General Information Disclaimer

The information provided on this website and through Voriven's seasonal financial planning services is for educational and informational purposes only. The content presented here does not constitute professional financial advice, investment recommendations, or personalized financial planning guidance tailored to your specific circumstances.

All materials, courses, and educational resources available through runiumi.run are designed to enhance financial literacy and provide general knowledge about seasonal financial planning concepts. Users should not rely solely on this information for making significant financial decisions without consulting qualified financial professionals.

Educational Content Limitations

Our seasonal financial planning courses, webinars, and educational materials are created for general educational purposes. The strategies, concepts, and approaches discussed may not be suitable for all individuals or financial situations. Market conditions, personal circumstances, and regulatory requirements vary significantly among users.

• Course content reflects general educational principles and may not address specific regional regulations or tax implications applicable in all Canadian provinces
• Financial planning strategies discussed are educational examples and should not be considered recommendations for your personal situation
• Historical examples and case studies are for illustrative purposes and do not predict future financial outcomes
• Seasonal financial planning approaches may require modification based on individual circumstances, income levels, and financial goals

No Guarantee of Results

Voriven makes no warranties, expressed or implied, regarding the effectiveness of our educational content or the financial outcomes that may result from applying concepts learned through our platform. Financial success depends on numerous factors including market conditions, personal discipline, individual circumstances, and economic variables beyond our control.

Testimonials and success stories shared on our platform represent individual experiences and should not be considered typical results. Past performance or educational outcomes do not guarantee future success in personal financial management or investment activities.

Professional Advice Recommendation

Before making any significant financial decisions, we strongly recommend consulting with qualified professionals including certified financial planners, tax advisors, investment professionals, or legal counsel as appropriate. These professionals can provide personalized advice based on your specific situation, goals, and applicable regulations.

Accuracy and Currency of Information

While Voriven strives to maintain accurate and current educational content, financial regulations, tax laws, and market conditions change frequently. The information provided on this website may not reflect the most recent developments in financial planning regulations or market conditions.

Users are responsible for verifying the current applicability of any information before making financial decisions. Voriven disclaims responsibility for any financial losses or adverse consequences resulting from reliance on outdated or inaccurate information available through our platform.

• Tax information and planning strategies may not reflect current Canadian federal or provincial tax regulations
• Investment concepts discussed may not account for recent market developments or regulatory changes
• Financial planning tools and calculators provide estimates based on user inputs and general assumptions

Limitation of Liability

To the maximum extent permitted by law, Voriven, its employees, instructors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or participation in our educational programs. This includes, but is not limited to, financial losses, investment losses, or damages resulting from decisions made based on information obtained through our platform.

Your use of this website and participation in Voriven's educational programs is at your own risk. We provide our educational content and services "as is" without warranties of any kind, whether express or implied.

External Links and Third-Party Content

Our website may contain links to external websites, resources, or third-party content for educational purposes. Voriven does not endorse, control, or assume responsibility for the content, accuracy, or reliability of these external sources. Users access third-party content at their own discretion and risk.

Third-party financial tools, calculators, or resources referenced in our educational materials are provided for informational purposes only. Voriven is not responsible for the accuracy, functionality, or results produced by external financial planning tools or services.